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IEF is a ‘Non-Governmental Organization established in November 2014 with the primary aim of providing ‘interest-free financial support’ in the form of loans, fellowships, scholarships, bursaries, medals and prizes for:

  • Talented and eligible Malaysian Indian students from middle and low income families,
  • Pursue higher education in the fields of their choice at private higher educational within Malaysia, recognized by the ‘Malaysian Qualifications Agency’.
  • Pre-University and Under Graduate courses/studies except medicine, dentistry and pilot training.

IEF provides interest-free study loans to eligible Malaysian Indian students and it covers tuition fees for students who are:

  • Pursuing or intend to pursue full-time academic programs.
  • Applied and unable to receive any form of scholarship/study loan/assistance/grants from government, private sector or individuals, inclusive of PTPTN loan.

Talented and eligible Malaysian Indian studentsfrom middle and lowincome families.

Academic requirements are as follows:

Pre-University

  • A Level - 5As & above (SPM).
  • Foundation - 5As & above (SPM).
  • Matriculation - 5As & above (SPM).

Undergraduates

  • STPM - 3.1 CGPA/2As & above.
  • A Level - 2As & above.
  • Matriculation - 3.1 CGPA & above.
  • Foundation - 3.1 CGPA & above.
  • Diploma - 3.1 CGPA & above

Courses/studies covered are Pre-University and undergraduate courses/studies except medicine, dentistry and pilot training.

Yes and must conform to the established IEF academic requirements.

All applications are to be made manually to IEF HQ in compliance with the following IEF forms/documents;

  • Terms and Conditions (EL 02),
  • Education Fellowship Application Form (EL 03), and
  • Check List (EL 04).

IEF’s limits of financing are as follows

  • Pre-University courses/studies maximum of RM 30,000.00 per course.
  • Undergraduate courses/studies maximum of RM 30,000.00 per course.
  • Loan to be disbursed by semesters/terms to educational institutions based on the record of good academic results as stated above.

The loan repayment is set for 10 years, and it commences three (3) months after the completion of course/studies. The Graduate Repayment Plan is split into 3 parts as follows:

  • First 10% of loan for 24 Months.
  • Second 40% of loan for 48 Months.
  • Third 50% of loan for 48 Months.

Fellows are required to officially appeal to IEF for deferment of payments with related supporting documents.

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